Terms of Use

These Terms of Use ("Terms") govern your access to and use of the Rate My Income website at ratemyincome.com (the "Site"), operated by Rate My Income LLC, a Kansas limited liability company ("we," "us," or "our"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. Educational Purpose Only — No Advice

All content on the Site and in any materials we provide (including the guide) is for general educational purposes only. It is not financial, tax, legal, or investment advice, and it does not account for your individual circumstances. No fiduciary, advisory, agency, or client relationship is created by using the Site or requesting our guide. Any specific recommendation would be made only after a personal consultation with a licensed professional.

2. No Guarantees

We make no guarantees or promises regarding returns, income, outcomes, or results. Any figures, rules, thresholds, or examples referenced are general in nature, change over time, and vary by individual situation.

3. Eligibility

The Site is intended for residents of the United States who are 18 years of age or older.

4. Your Submissions and Consent

When you submit information through the Site, you represent that it is accurate and that you are authorized to provide it, and you consent to be contacted as described in our Privacy Policy.

5. Intellectual Property

All content on the Site, including text, graphics, logos, and the guide, is owned by Rate My Income LLC or its licensors and is protected by law. You may not copy, reproduce, distribute, or create derivative works from it without our prior written permission.

6. Third-Party Links and Services

The Site may link to or rely on third-party websites and services that we do not control. We are not responsible for the content, policies, or practices of any third party.

7. Disclaimer of Warranties

The Site and all content are provided "as is" and "as available," without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

8. Limitation of Liability

To the fullest extent permitted by law, Rate My Income LLC and its owners, employees, and agents will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising out of or related to your use of (or inability to use) the Site or any content, even if advised of the possibility of such damages.

9. Indemnification

You agree to indemnify and hold harmless Rate My Income LLC from any claims, damages, or expenses arising from your misuse of the Site or violation of these Terms.

10. Governing Law

These Terms are governed by the laws of the State of Kansas, without regard to its conflict-of-laws principles. Any dispute will be subject to the exclusive jurisdiction of the courts located in Johnson County, Kansas.

11. Changes to These Terms

We may update these Terms from time to time. Changes are effective when posted, and we will update the "Effective date" above. Your continued use of the Site means you accept the updated Terms.

12. Contact Us

Rate My Income LLC
12022 Blue Valley Pkwy PMB 601
Overland Park, KS 66213
hello@ratemyincome.com