Privacy Policy
This Privacy Policy explains how Rate My Income LLC, a Kansas limited liability company ("we," "us," or "our"), which operates the Rate My Income website at ratemyincome.com (the "Site"), collects, uses, and shares information about you. By using the Site or submitting information through it, you agree to this Policy.
1. Information We Collect
Information you provide. When you book a call or fill out a form on the Site, we collect information such as your name, email address, phone number, and any details you choose to share. Figures you enter into our income calculator (such as savings amount and age) stay in your browser and are used only to show your estimate and create your PDF; we do not store them. We also record the consent choices you make.
Information collected automatically. We may collect basic technical information such as your IP address, browser and device type, and the pages you view, using cookies and similar technologies.
2. How We Use Your Information
- To send you the free educational guide you requested and related educational information by email.
- To contact you — including by phone or text message, where you have given consent — so that a licensed specialist can answer your questions.
- To operate, maintain, analyze, and improve the Site.
- To comply with our legal obligations and protect our rights.
We do not sell your personal information.
3. Email and Text (SMS) Communications
Email. By submitting the form with the email consent box checked, you agree to receive the guide and educational emails from us. You can unsubscribe at any time using the link in any email.
Text / SMS. If you provide your phone number and check the phone/text consent box, you agree that we and a licensed specialist may call and text you, including using automated technology, about retirement education. Consent is not a condition of receiving the guide. Message and data rates may apply; message frequency varies. Reply STOP to opt out of texts at any time, or HELP for help.
4. How We Share Information
We may share your information with:
- A licensed insurance or financial specialist who may contact you to help answer your questions.
- Service providers that help us operate the Site and our communications (for example, our CRM, email/SMS, and hosting providers), who may only use it to provide services to us.
- Others as required by law, or to protect the rights, safety, or property of any person.
We do not sell your personal information to third parties for their own marketing purposes.
5. Cookies and Tracking
The Site may use cookies and similar technologies to operate the Site, remember your preferences, understand usage, and measure advertising. You can control cookies through your browser settings; disabling them may affect how the Site works.
Advertising pixels. We use the Meta Pixel (Facebook and Instagram) and the TikTok Pixel to measure how well our ads work. These tools may collect information such as your IP address, browser and device details, the pages you visit, and the fact that you submitted our form. We do not send your quiz answers, email address, or phone number to these platforms. Meta and TikTok may use this information under their own privacy policies. You can manage ad preferences in your Facebook, Instagram, and TikTok account settings, and learn about interest-based advertising choices at optout.aboutads.info.
6. Data Retention
We retain your information for as long as reasonably necessary to provide our services and for legitimate business or legal purposes, after which we delete or de-identify it.
7. Security
We use reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
8. Your Rights and Choices
- You can unsubscribe from marketing emails at any time, and opt out of texts by replying STOP.
- Depending on where you live (for example, California residents under the CCPA/CPRA, and residents of certain other states), you may have the right to access, correct, or delete your personal information, and to opt out of certain sharing. To make a request, contact us at hello@ratemyincome.com. We will not discriminate against you for exercising these rights.
9. Children's Privacy
The Site is intended for adults 18 and older and is not directed to children. We do not knowingly collect personal information from children. If you believe a child has provided us information, please contact us and we will delete it.
10. Third-Party Links
The Site may link to third-party websites or services we do not control. We are not responsible for their content or privacy practices, and we encourage you to review their policies.
11. Changes to This Policy
We may update this Policy from time to time. Changes are effective when posted, and we will update the "Effective date" above.
12. Contact Us
Rate My Income LLC
12022 Blue Valley Pkwy PMB 601
Overland Park, KS 66213
hello@ratemyincome.com